Updated — 2024 Amendments Included

Surrogacy & ART in India
A Complete Legal Guide

Everything you need to know about India's Surrogacy (Regulation) Act 2021, ART (Regulation) Act 2021, and the February 2024 amendments — in plain language.

AltruisticOnly type allowed
25–35Surrogate age range
36 moMandatory insurance
₹50KART bank reg. fee
25 yrsRecord retention

Surrogacy in India — Overview & Key Facts

2021Acts enactedIn force from Jan 25, 2022
2024Last amendmentDonor gametes now allowed
10 yrsMax imprisonmentFor commercial surrogacy
₹10LMax fineFor violations
2Governing actsART Act + Surrogacy Act
2024 Amendment (Feb 21, 2024): Intended parents may now use donor eggs or sperm in surrogacy arrangements — a major shift from the earlier rule requiring a genetic link from both intended parents. All other conditions remain in force.
Permitted

What is allowed

  • Altruistic surrogacy for eligible Indian couples & single women
  • Medical expense & insurance reimbursement for surrogate
  • Egg or sperm donor use in surrogacy (since Feb 2024)
  • Indian citizens and OCI cardholders only
  • IVF, IUI, gamete donation at registered ART clinics
  • Up to 3 surrogacy attempts per couple
  • Single embryo transfer per attempt
Banned

What is prohibited

  • Commercial surrogacy — any monetary payment to surrogate
  • Foreign nationals as intended parents
  • LGBTQ+ individuals and unmarried couples
  • Single men pursuing surrogacy
  • Sex selection of embryos
  • Sale or commercial transfer of gametes or embryos
  • Surrogacy brokerage agents or middlemen
  • Abandoning a child born through surrogacy
Governing Bodies

Who oversees it

  • National ART & Surrogacy Board — chaired by Union Health Minister; sets policy and standards
  • State ART & Surrogacy Boards — state-level implementation and oversight
  • National Registry — central database of all registered clinics and banks
  • District Medical Board (DMB) — issues certificates for intended parents and surrogates
Context

Why these laws exist

India was once estimated to be a $400M+ commercial surrogacy industry with ~3,000 clinics. The new laws were enacted after the Law Commission of India's 228th Report (2009) recommended prohibiting commercial surrogacy to end exploitation, abandonment of children, and unethical practices. The regulatory framework now brings accountability, transparency, and protections for all parties.

Who is Eligible for Surrogacy in India?

Married couple

Heterosexual married couple

  • Indian citizens or OCI cardholders
  • Legally married for at least 5 years
  • Wife: 25–50 years of age
  • Husband: 26–55 years of age
  • No healthy surviving biological or adopted children
  • Medically proven infertility certificate from District Medical Board
  • Must obtain Certificate of Essentiality & Certificate of Eligibility
Single woman

Divorced or widowed woman

  • Indian citizen or OCI cardholder
  • Age between 35–45 years
  • Must be divorced or widowed (documented proof required)
  • No healthy surviving biological or adopted child
  • Medically indicated need for surrogacy
  • Must obtain eligibility and essentiality certificates from DMB
Age

25 to 35 years

Must fall within this age range at the time of the surrogacy agreement

Marital status

Married with one child

Must have at least one biological child of her own before acting as surrogate

Lifetime limit

Once only

A woman can serve as a surrogate mother only one time in her lifetime

Relation

Close relative

Must be a close relative of the intended couple or the intending woman

Health

Medically & psychologically fit

Must pass thorough medical and psychological screening by registered practitioners

Consent

Written informed consent

Informed, written consent mandatory after proper counseling sessions — cannot be coerced

Not eligible under current law: LGBTQ+ individuals, same-sex couples, live-in and unmarried couples, single men, and non-Indian nationals cannot pursue surrogacy in India. This has been widely criticized as inconsistent with the Supreme Court's Navtej Singh Johar judgment decriminalizing same-sex relations.

The Surrogacy Process — Step by Step

1

Medical consultation & ART treatment

Intended parents undergo health evaluations at a registered ART clinic. Eggs, sperm, or embryos are extracted and cryopreserved as required. A 60-day wait period is mandatory after oocyte retrieval before transfer.

2

Locate a qualified surrogate

A willing close relative who meets all eligibility criteria is identified by the intended parents. Paid surrogacy agencies and brokerage are strictly prohibited — no middlemen are permitted under the law.

3

Mandatory counseling sessions

Both intended parents and the surrogate mother must complete mandatory counseling sessions to ensure a comprehensive, informed understanding of the process, rights, obligations, and potential risks.

4

Apply to the District Medical Board (DMB)

Applications are submitted to the DMB with proof of age, marriage, citizenship, medical necessity, and surrogate eligibility. The DMB issues two key certificates: (a) Certificate of Medical Indication for intended parents and (b) Certificate of Eligibility for the surrogate.

5

Surrogacy contract

A legally binding, notarized surrogacy contract is signed by all parties before any clinical procedure begins. It must cover medical expenses, insurance (mandatory 36-month coverage), informed consent, and obligations of each party. This contract is preserved by the clinic for 25 years.

6

State Authority approval

The signed contract, along with DMB certificates and all supporting documents, is submitted to the appropriate State Authority for final approval. No clinical procedure can commence without this approval.

7

Embryo transfer

Only after all approvals, certifications, and the signed contract are in place does the registered ART clinic perform the embryo transfer into the surrogate mother. Only a single embryo can be transferred per attempt; a maximum of three attempts are permitted.

8

Pregnancy & comprehensive prenatal care

The surrogate receives full prenatal medical care throughout the pregnancy, covered by the intended parents as specified in the surrogacy contract. All medical decisions are guided by the contract terms and applicable laws.

9

Birth registration & parentage order

The child born through surrogacy is registered as the legal child of the intended parents from birth. A Parentage Order from a First Class Magistrate is also obtained. The child holds all rights — including inheritance — of a natural-born child. Parents cannot abandon the child under any circumstance.

ART Banks & Donor Registration in India

What is an ART Bank? ART Banks collect, screen, and store human gametes (sperm, oocytes/eggs, and embryos) and supply them to registered ART clinics for use in fertility treatments. They operate separately from ART clinics and are subject to strict national registration and compliance requirements.
Licensing

Registration & Oversight

  • Every ART bank must register under the National Registry of Banks & Clinics of India
  • Registration fee: ₹50,000 for 5 years
  • State governments appoint registration authorities
  • Must display registration certificate prominently in the facility
  • Subject to inspections by the National ART & Surrogacy Board
  • ART banks cannot simultaneously offer surrogacy-related services
Operations

What ART Banks Do

  • Store and distribute sperm, oocytes, and embryos
  • Screen donors for medical, genetic, and infectious conditions
  • Maintain strict donor anonymity
  • All donor documents kept in locked, restricted-access lockers
  • Must employ a registered medical practitioner trained in gamete handling, preparation, and storage
  • Issue gametes only to registered, compliant ART clinics
Donor Rules

Gamete Donation Rules

  • Donors must be anonymous
  • Aadhaar card details collected for records but kept confidential
  • Commercial sale or transfer of gametes, embryos, or zygotes is strictly prohibited
  • One oocyte donor may donate to only one recipient
  • Only a person transferring their own gametes is exempt from the transfer ban
  • HIV, Hepatitis B & C testing mandatory before any donation
Records

Documentation Requirements

  • All records — consent forms, agreements, reports — preserved for 25 years
  • Documents made available to regulatory authorities during inspections
  • During legal proceedings, records maintained until case resolution
  • National Registry acts as central database for all ART clinics and banks nationwide
  • Data shared with registry may include personal details of donors and commissioning parties
Privacy Concern: Section 27(6) of the ART Act requires ART banks to collect Aadhaar details of donors. While donors must remain anonymous, this provision has been criticized as a potential violation of the right to privacy under Article 21 of the Constitution and international standards including the UDHR.

Rules, Penalties & Compliance Under the Surrogacy Act 2021

Criminal Penalty

Commercial surrogacy

Up to 10 years imprisonment and fines extending up to ₹10 lakh for paying a surrogate beyond medical expenses and insurance, or for operating an unregistered surrogacy clinic.

Criminal Penalty

Other serious violations

Sex selection, child abandonment, surrogacy brokerage, and operating without registration all attract fines up to ₹10 lakh and possible imprisonment. Unregistered clinics face immediate closure.


Protected

Medical coverage

All medical expenses during and after pregnancy, including prenatal care, delivery, and postpartum complications, must be borne entirely by intended parents.

Protected

36-month insurance

Mandatory insurance coverage for the surrogate for 36 months from the time of the agreement, covering postpartum complications. Must be in place before embryo transfer.

Protected

Informed consent

Written, informed consent is required after proper counseling. Consent cannot be obtained under duress or without full disclosure of all relevant medical and legal information.


The child born through surrogacy is legally the child of the intended parents from birth, entitled to all rights including inheritance, nationality, and identity. Abandoning the surrogate child — for any reason, including sex, birth defects, or medical conditions — is a criminal offense under the law.


Criticism

Exclusion of LGBTQ+

The law permits only heterosexual married couples and single divorced/widowed women. This is widely criticized as conflicting with the Supreme Court's Navtej Singh Johar v. UOI landmark ruling decriminalizing same-sex relations between consenting adults, and violates Article 14 (right to equality).

Criticism

Surrogate autonomy

Banning compensatory surrogacy is seen as denying women the right to benefit from their reproductive labor (contra Suchita Srivastava v. Chandigarh Administration). Critics argue it may push commercial arrangements underground, increasing risk to vulnerable women.

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